Compliance Summary for Talyx AI
Vendor Evaluation Quick-Reference — SEC Rule 206(4)-7
What Talyx Is
Talyx is an intelligence infrastructure provider. We produce pre-meeting intelligence packages, behavioral calibration profiles, competitive landscape analysis, and predictive timing alerts for wealth advisory teams.
Talyx is NOT:
- A broker-dealer or investment advisor
- A consumer reporting agency (CRA) under FCRA
- A provider of trading recommendations or investment advice
- A fiduciary to your clients or prospects
Data Sources and Legal Basis
All Talyx intelligence is derived from publicly available information — the same legal basis used by Altrata, RelSci, PitchBook, Dun & Bradstreet, and Factiva.
| Data Category | Sources | Legal Basis |
|---|---|---|
| Business ownership | State SOS filings, SEC EDGAR, business registrations | Public record |
| Real estate | County assessor records, deed filings, property tax records | Public record |
| Professional profiles | State licensing boards, NPI registry, professional associations | Public record |
| Compensation data | SEC proxy filings, DOL Form 5500, public company disclosures | Public record / regulatory filing |
| Social/professional presence | LinkedIn (public), professional bios, conference appearances | Publicly available |
| Competitive landscape | ADV filings, BrokerCheck, firm websites, press releases | Public record / published |
What Talyx does NOT access:
- Credit reports or credit bureau data
- Bank account information
- Tax returns or private financial records
- Trading records or portfolio holdings
- Medical records or health information
- Any data requiring consumer consent under FCRA
Regulatory Position
FCRA
Talyx does not meet the statutory definition of a consumer reporting agency. We do not collect or distribute consumer reports as defined under 15 U.S.C. Section 1681a(d). Our intelligence products are not used for credit, employment, insurance, or tenant screening decisions.
CCPA / CPRA
Talyx processes publicly available information as defined under Cal. Civ. Code Section 1798.140(v)(2) — information lawfully made available from federal, state, or local government records. This category is exempt from the CCPA definition of "personal information."
SEC / FINRA
Talyx does not provide investment advice, trading recommendations, or fiduciary services. We are an intelligence infrastructure vendor — functionally equivalent to a research subscription. No registration obligations under the Investment Advisers Act of 1940 or Securities Exchange Act of 1934.
MNPI
Talyx does not access, process, or distribute material non-public information. All intelligence is derived from publicly available sources. Our methodology does not involve insider contacts, non-public corporate communications, or pre-publication research.
Client Data Handling
During Sales Process (Pre-Contract)
- Prospect shares: NOTHING. All demo intelligence is produced from Talyx's own 54M+ node knowledge graph and public data.
- No CRM exports, client lists, or proprietary data required.
Post-Contract (Active Subscription)
- Client provides: prospect names (names only for intelligence production).
- Optional: COI network mapping, VCF contacts, social media connections (for warm path activation).
- Talyx stores: prospect names, generated intelligence deliverables, interaction feedback for model refinement.
- Talyx does NOT store: client financial data, portfolio holdings, trading records, or AUM details.
Data Retention
- Active subscription: intelligence deliverables retained for subscription duration.
- Post-cancellation: client-provided data deleted within 30 days. Talyx-generated intelligence and methodology retained by Talyx (all IP is Talyx-owned).
Security Posture
| Control | Status |
|---|---|
| Infrastructure hosting | Cloudflare (R2 storage, CDN, DDoS protection) |
| Data transfer encryption | TLS 1.2+ for all communications |
| Access controls | Role-based access, API key authentication |
| Credential storage | No client credentials stored |
| SOC 2 Type II | In planning — SOC 2 readiness letter available on request |
What Your CCO Needs to Know — 60-Second Version
- We're a research vendor, not a financial services provider. No advisory, no fiduciary, no trading.
- All data is publicly available. Same sources as Altrata, D&B, PitchBook.
- No client data leaves your control. We don't need your CRM, your portfolio data, or your client lists.
- No MNPI. Public sources only.
- Standard vendor approval process. We provide: VDQ responses, privacy policy, data handling summary, proof of insurance.
Available Compliance Artifacts
| Document | Status | Request From |
|---|---|---|
| Vendor Due Diligence Questionnaire (VDQ) responses | Ready — SIFMA template or custom | info@talyx.ai |
| Privacy Policy | Ready | info@talyx.ai |
| Data Handling / Security Summary | Ready (see companion document) | info@talyx.ai |
| NDA (mutual) | Ready — standard template | info@talyx.ai |
| Information Security Summary | Ready (see companion document) | info@talyx.ai |
Talyx, Inc. — Intelligence infrastructure for wealth advisory teams. All intellectual property, methodology, systems, and data are owned permanently by Talyx. Clients license access to intelligence infrastructure.